A cloud-native platform integrating payments, banking, and risk intelligence — enabling businesses to transact, finance, and grow across the MEA region.
Designed for agility, compliance, and scalability, the platform enables startups, scale-ups, and institutions to operate seamlessly across fragmented financial environments.
01
API-first infrastructure
All core services — accounts, payments, cards, lending, invoicing, and insurance — are accessible via standardized APIs
02
Blockchain-enabled modules
We leverage blockchain technologies for milestone-based escrow services, transaction verification, and audit trails
03
AI & analytics core
Our data engine evaluates risk, liquidity, and transaction behaviour, feeding into credit scoring, fraud prevention, and portfolio intelligence
04
Embedded compliance tools
AML, KYC/KYB, and regulatory reporting modules are built into the platform’s core, reducing onboarding friction and improving trust
Core products & solutions
Multicurrency accounts
Unified IBANs
FX conversion
Liquidity management
Service-now-pay-later
Deferred payments
Service financing
Embedded marketplace
Smart invoicing
Automated billing
ERP integration
Cash flow tracking
Corporate cards
Virtual & physical cards
AI spend management
Budget allocation
Payment processing
Mobile money
Cards and wallets
Open banking
Escrow services
Blockchain-based payouts
Milestone execution
Audit trails
Debt financing
Aggregated lenders
Embedded credit scoring
MSME financing
Embedded insurance
API-based insurance
Cyber and liability
Travel
Key platform features
01
Modular integration
Clients can choose individual modules or deploy the full stack depending on their needs and compliance capacity
02
Intelligent routing engine
Transactions are automatically routed via the most cost-efficient and compliant path — across mobile money, banks, or digital wallets
03
Velex business index
VBI scores are updated in real time and influence lending decisions, insurance coverage, and vendor risk assessments
04
Service marketplace plug-in
Clients can access professional services — legal, accounting, marketing, HR — via a curated SNPL-enabled partner network directly from the platform
05
Customizable dashboards
Real-time analytics and business performance indicators are available for founders, CFOs, and operations managers via tailored dashboards
Regulatory strength & compliance alignment
Velex Finance delivers a suite of integrated digital financial products designed to address specific pain points in the MEA ecosystem:
AML/CFT compliance tools
Aligned with financial regulators
KYB, KYC, and UBO tracking
Powered by AI and cross-border verification partners
Licensing compliance APIs
To automate regulatory filings, payment licensing status, and audit readiness
Clients & Use сases
Startups & scale-ups
Venture studios & accelerators
Professional firms
Service providers
Velex Investment is part of a larger group, enabling end-to-end growth support. The Velex ecosystem:
Each vertical is designed to reinforce the others — forming a continuous cycle of value creation. From advisory and structuring, to capital deployment and venture scaling, to market expansion and ecosystem integration — Velex Group enables businesses to grow through a fully connected system.
Business, legal, and financial strategy
Investment management and financial services
Innovation and business growth network
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